911±¬ÁÏÍø

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RILA Rate Comparison Tool

See how buffered annuity rates compare across S&P 500® strategies from many of the top insurance carriers.

Rates current as of 03/02/2026.

6-Year S&P 500® 10% Buffer

6-Year Buffer Cap Rate Participation Rate Fee Rate
911±¬ÁÏÍøÂ® Amplify 2.0 — 125.00% 0.95%
Principal Strategic Outcomes Enhanced — 125.00% 0.95%
Equitable SCS Premier — 117.00% 1.25%
Symetra Trek Plus — 115.00% 1.00%
911±¬ÁÏÍøÂ® Amplify 2.0 NF — 110.00% —
Securian AccumuLink Advance — 110.00% —
Aspida DreamPath — 110.00% —
Allianz Index Advantage + — 110.00% 1.25%
MassMutual Ascend Index Summit 6 Pro — 105.00% 0.95%
Midland LiveWell Dynamic Annuity — 105.00% —
Corebridge MarketLock — 105.00% —
TruStage ZoneChoice — 105.00% —
Principal Strategic Outcomes — 102.00% —
F&G Confidence Builder — 100.00% —
Nationwide Defender^ — 100.00% —
Allianz Index Advantage + NF — 100.00% —
Lincoln Level Advantage 2 (AV DB) — 100.00% —
Jackson Market Link Pro III — 100.00% —
Pacific Protective Growth — 100.00% —
Brighthouse - Shield II 6 — 100.00% —
Symetra Trek Plus — 100.00% —
Global Atlantic ForeStructured Growth II — 90.00% —
MassMutual Ascend Index Summit 6 — 90.00% —
Aspida DreamPath 500.00% — —
Equitable SCS Plus 21 300.00% — —
Transamerica Structured Index Advantage 250.00% — —
Prudential FlexGuard 2.0 70.00% 125.00% —

^Extra fees apply for ROP DB and lock-in election

⺠Prudential FlexGuard (Tiered) participation rates are displayed as such: Tier 1 Return/Tier 2 Return. 5% Buffer has 5% Tier; 10% Buffer has 20% Tier. 

 

 

6-Year S&P 500® 20% Buffer

Product Cap Rate Participation Rate Fee Rate
Principal Strategic Outcomes Enhanced — 120.00%  0.95%
911±¬ÁÏÍøÂ® Amplify 2.0 — 115.00% 0.95%
Allianz Index Advantage + — 105.00% 1.25%
Symetra Trek Plus — 105.00% 1.00%
911±¬ÁÏÍøÂ® Amplify 2.0 NF — 100.00% —
Aspida DreamPath — 100.00% —
MassMutual Ascend Index Summit 6 Pro — 100.00% 0.95%
Securian AccumuLink Advance — 95.00% —
Global Atlantic ForeStructured Growth II* — 92.00% —
Principal Strategic Outcomes — 92.00% —
MassMutual Ascend Index Summit 6 — 80.00% —
F&G Confidence Builder 500.00% — —
Aspida DreamPath 300.00% — —
Corebridge MarketLock 200.00% —  
TruStage ZoneChoice 200.00% — —
Equitable SCS Premier 150.00% — 1.25%
Nationwide Defender^ 100.00% — —
Allianz Index Advantage + NF 100.00% — —
Pacific Protective Growth 100.00% — —
Prudential FlexGuard 90.00% — —
Global Atlantic ForeStructured Growth II* 90.00% — —
Midland LiveWell Dynamic Annuity 90.00% — —
Transamerica Structured Index Advantage 90.00% — —
Symetra Trek Plus 90.00% — —
Jackson Market Link Pro II 80.00% — —
Lincoln Level Advantage 2 (AV DB) 75.00% — —
Equitable SCS 21 75.00% — —
Prudential FlexGuard 2.0 60.00% — —

^Extra fees apply for ROP DB and lock-in election

* Global Atlantic high band rates, premium > $100,000

 

 

1-Year S&P 500® 10% Buffer

Product Cap Rate Participation Rate Fee Rate
Securian AccumuLink Advance — 83.00% —
Global Atlantic ForeStructured Growth II* — 80.00% —
911±¬ÁÏÍøÂ® Amplify 2.0 25.50% — 0.95%
MassMutual Ascend Index Summit 6 Pro 23.25% — 0.95%
Allianz Index Advantage + 23.00% — 1.25%
Equitable SCS Premier 21.00% — 1.25%
Aspida DreamPath 20.50% — —
F&G Confidence Builder 20.25% — —
Symetra Trek Plus 20.00% — 1.00%
Nationwide Defender^ 18.00% — —
911±¬ÁÏÍøÂ® Amplify 2.0 NF 17.00% — —
MassMutual Ascend Index Summit 6 17.00% — —
Securian AccumuLink Advance 16.50% — —
Midland LiveWell Dynamic Annuity 16.50% — —
Pacific Protective Growth 16.50% — —
Global Atlantic ForeStructured Growth II* 16.25% — —
Prudential FlexGuard 16.00% — —
Allianz Index Advantage + NF 16.00% — —
Lincoln Level Advantage 2 (AV DB) 16.00% — —
Corebridge MarketLock 16.00%    
Transamerica Structured Index Advantage 16.00% — —
Jackson Market Link Pro III 15.50% — —
Symetra Trek Plus 15.50% — —
Principal Strategic Outcomes Enhanced 15.00% — 0.95%
TruStage ZoneChoice 14.75% — —
Equitable SCS 21 14.00% — —
Brighthouse – Shield II 6 13.25% — —
Principal Strategic Outcomes 13.00% — —
Brighthouse – Shield II 3 10.00% — —

^Extra fees apply for ROP DB and lock-in election

* Global Atlantic high band rates, premium > $100,000

 

 

1-Year S&P 500® 20% Buffer

Product Cap Rate Participation Rate Fee Rate
Securian AccumuLink Advance — 65.00% —
911±¬ÁÏÍøÂ® Amplify 2.0 15.00% — 0.95%
Aspida DreamPath 14.50% — —
F&G Confidence Builder 14.25% — —
MassMutual Ascend Index Summit 6 Pro 14.00% — 0.95%
Allianz Index Advantage + 13.75% — 1.25%
Equitable SCS Premier 13.00% — 1.25%
Nationwide Defender^ 12.00% — —
911±¬ÁÏÍøÂ® Amplify 2.0 NF 11.75% — —
MassMutual Ascend Index Summit 6 11.50% — —
Lincoln Level Advantage 2 (AV DB) 11.50% — —
Corebridge MarketLock 11.50% — —
Securian AccumuLink Advance 11.00% — —
Global Atlantic ForeStructured Growth II* 11.00% — —
Allianz Index Advantage + NF 11.00% — —
Principal Strategic Outcomes Enhanced 10.50% — 0.95%
Jackson Market Link Pro II 10.25% — —
Equitable SCS 21 9.50% —  
Principal Strategic Outcomes 8.50% — —

^Extra fees apply for ROP DB and lock-in election

* Global Atlantic high band rates, premium > $100,000

 

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